There are no style points when investing.

There is no bonus for degree of difficulty. As investors, our goal is to increase our probability for success.

One of the biggest problems for individual investors just starting out is that they try to pursue the grail of earning higher returns with lower risks without the proper understanding of how hard it truly is to obtain.

They want to try to beat the market by using sophisticated strategies, but they don’t have the resources or knowhow to do it. In this case, trying to be above-average leads to below-average performance.

As individuals, we are much more emotionally invested in our portfolios because it’s our money.

Investing doesn’t have to be about beating others or beating the market. It’s about not beating yourself.

Patience will always be the great equalizer in the financial markets.

For many doing something, anything, is much easier because it gives you the feeling of control.

Trying harder does not mean doing better in the financial markets. In fact, trying harder is probably one of the easiest ways to achieve below average performance.